Thanks for letting us know the outcome Allanon
Thanks guestolo, if you are interested it ended up being a RAM problem, one of my sticks had died and it saved a bunch of bad info to the hardrive. I actually got a really good tech guy (he actually knew what he was talking about).
I didn't take the statement out of context

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I'm glad you got great help
It's better than getting a person that tells you to reformat all the time
I supplied those links as troubleshooting steps, as it happened, Ram was your problem
And for future reference for myself also, I posted those links
One question: Did he have you run the Vista Memory test?